Know When You Need To File A Police Report
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In Colorado, almost every vehicle collision must be reported to the police. A law enforcement officer will typically come to the scene, gather evidence, call in medical services if necessary, and file an accident report on what happened.
You may think a minor accident is no big deal and there is no reason to involve the police, but not all injuries show up right away, and its important to document the facts.
Once law enforcement arrives, they might talk to you and make a statement, and knowing what to say can help you in the long run.
You can lose out on potential compensation if you say the wrong thing to a police officer.
If you have questions about getting your Colorado car accident report or need immediate assistance, please contact us online or call for a free consultation.
How Does Your Insurance Company Assesses A Claim After An Accident
Whenever there is a collision, someone is always considered to be at-fault fully or partially. Assessing at-fault accidents helps insurance companies determine accident coverage rates for each driver which helps keep your premiums lower when you renew your policy.
Insurance companies use At-Fault Accident Determination Rules provided by FSCO. So that all accidents are assessed uniformly and fairly. Insurance companies have processes in place if you disagree with the claims assessment. Start by speaking with your claims adjuster and present any new information that you believe is important and has been overlooked.
How Do Insurance Companies Use Police Reports
After a car accident, when a claim is reported, the insurance company will conduct its own investigation. One of the first things that an insurance company will ask for is the police report. This is because, as we discussed above, the report contains a vast amount of information pertaining to the car accident.
Sometimes the insurance company and police officer’s opinions are different. This is why there are times when the police report is in your favor in terms of a fault determination, but the other driver’s insurance company still denies your insurance claim.
Learn more about the role of insurance in a car accident case.
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Reporting Online Or By Mail Creates An Unofficial Report
When you report the accident online or by mail, it creates only an unofficial report of the crash. Youre reporting the information yourself. When you make a self-report, youre telling your version of events.
If the accident is severe, its in your best interests to report the accident to law enforcement to have an official report. An official report may have more weight with the insurance company. In addition, a police officer is a trained professional who knows how to investigate an accident thoroughly. You cant control whether the police choose to respond to the scene, but its still important to report the accident and give law enforcement the option to make an official police report.
Report Your Accident To Your Broker Or Insurance Company As Soon As You Can
Your broker or agent is there to help you. They will need some basic information about the accident to begin to process your insurance claim. Be ready to provide :
- Insurance Policy Information : The policy owners name and policy number.
- Information On The Car : Have the year, make and model of your vehicle ready.
- Details About The Accident : Provide all the information that you have written down or can remember.
- Information About Car And Driver Of The Other Vehicle : Have on hand the other persons drivers license information, insurance info, license plate info.
- Reporting Office Information : Have the name and badge of the reporting office if there was one.
All of this information will be on the form you fill out at the accident reporting centre.
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Important Information To Collect After Your Accident
When you call the police or they show up on the scene to file a report, theres certain information theyll need from you. The most important information to document after a car accident is:
- Each partys personal and insurance information
- Witness statements
- Pictures of property damage
- Pictures or documentation of injuries
Collecting this information right away will help complete a full report for the police. A car accident lawyer in Orange County says its important to stick to the facts only never admit fault for an accident, even if you believe you were responsible. There are a number of factors that couldve contributed to the accident, including:
- The other driver was under the influence of drugs or alcohol
- The other driver wasnt attentive
- A mechanical malfunction
- Or other factors
The bottom line is, there may have been a number of unexpected variables that led to a crash, and sticking to the facts is the best way for investigators to come to the right conclusion.
Should You File A Report For Small Accidents
Even if there is only minor damage, it is still smart to file an accident report to record the details. The damage isn’t always clear at the time of the crash, and you might notice added injury or loss at a later time.
You don’t know what the other person in the car accident will decide to do or say after you have left the scene. Filing a report means the police can help make sure the details are correct.
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Can I Make A Claim After An Accident With An Uninsured Driver
When in a car accident in Atlanta with an uninsured driver, you may need to file a lawsuit before receiving compensation for your injuries. However, consider that many uninsured drivers may simply not have funds to compensate you for your injuries even if held directly liable. So even if you file a claim, you may not receive the compensation you expect. This article discusses if you can claim an uninsured driver after an accident.
What Is Included In Police Reports For Car Accidents
The information included in a police report for a car accident can vary based on the details of the accident, who filed the report, and where the report was filed. For example, a car accident police report at the scene will be different from the police report filed at a reporting centre.
The following information is typically included in a police accident report form :
- Report Number : The police accident report reference number will be indicated.
- Date and Location : The report will have the date and location details of the accident.
- Accident Details : Photos of damage, location of damage, type of accident
- Driver Information : Drivers license, insurance, ownership, contact information of all drivers involved.
- Vehicle Information : Make and model of vehicles involved in the accident.
- Statements : Statements of what witnesses and passengers saw.
- Driver Statement : A statement of the events that led to the car accident from the drivers perspective.
- Other Information : Any other information that may be relevant to the accident, such as road and weather conditions.
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Frequently Asked Questions About Obtaining A Police Report After A Car Accident In South Florida
What if the police were not called to the scene of the accident?
If the police are not called to the scene of a car accident or if the police department does not send an officer to the scene, Florida law requires that drivers in an accident involving personal injury or more than $500 in apparent property damage are required to file a crash with the Department of Motor Vehicles within 10 days of the accident. Failing to file a crash report when legally required to do so constitutes a criminal offense in Florida.
The insurance company says they wont accept my car accident claim without a police accident report. Can they do that?
In many cases, insurance companies often will decline to pay out on a car accident claim if there is no police accident report or crash report from the accident. Without a report, a claim of a car accident can easily become a he said, she said affair, making it difficult if not impossible for the insurance company to determine who was at fault for the crash. If the insurance company cannot determine fault for a car accident, they are unlikely to pay out on a liability claim.
Do I have a car accident claim?
Whether you have a valid car accident claim depends on the cause of the accident and who was at fault. Watch our video below for more information.
Why You Should File A Car Accident Police Report
Usually, police reports cannot be used as admissible evidence in a trial, but they provide a lot of useful information for your car accident attorney. They are often used to determine liability during insurance settlement negotiations, and they are a helpful starting point for car accident investigations.
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How To Get A Copy Of A Police Report
As we touched on above, police report is generated by the investigating officer who responds to a request for assistance at the scene of a car accident. The police report is a summary of information regarding the crashusually containing facts related to the accident and opinions of the investigating officer.
There are two ways to obtain a police report. One way will cost you money, the other probably will not. To obtain a paid copy of the police report, you need to request a copy from the local law enforcement office that drafted the report. Before leaving the scene of the crash, the investigating officer typically will hand you a receipt with the identification number for the police report. Call the traffic division of the local law enforcement agency that responded to the scene of the car accident, pay the administrative fee , and you should have no problem obtaining a copy.
If you do not have or do not know the identification number for the police report, you can provide the date, time, and location of the car accident, along with your name, to assist in locating the report.
To obtain a free copy of the police report, you can ask the insurance adjuster who is handling your claim if they requested the report, and ask for a copy.
Regardless of how you obtain the police report, it may take a few weeks for the investigating officer to complete the report, and for it to become available.
Do You Have To Call The Police After A Minor Car Accident In Oklahoma
Typically, you do not have to call the police after a minor car accident if all of the following is true:
Every state has a different property damage dollar amount minimum that requires the presence of law enforcement. In Oklahoma, you must call the police if there was $300 or more in damages.
Still, even though you dont have to call the police after a minor car accident, that doesnt mean you shouldnt. What can happen if you dont call the police after an accident? Well, if you or the other driver has delayed injuries or discovers damage that wasnt noticed at the accident scene, insurance may come into play. And a big part of how you prove you are not at fault in a car accident is by collecting your own evidence and making sure theres an official record of what happened in the form of a police report.
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What Should I Say To The Police
When you are asked questions by a police officer at the scene of an accident, you should answer those questions honestly.
Lying to a police officer or attempting to mislead them about something that happened can have serious legal consequences.
So always answer questions honestly, but keep your answers short.
Do not ever admit guilt or say an accident was your fault.
The scene is still under investigation, and you dont know what other factors contributed to the crash, or what the other driver was doing.
A police officer can only include things in a report that he or she sees or hears directly.
The police can provide information about the evidence on the scene, but cannot say who caused the collision if they did not see it.
If you tell an officer that you caused an accident, however, then he can repeat that and include it in his report.
Reporting Recent Car Accidents In Alberta
If you were involved in an accident, you should report it to police as soon as possible. If the damage exceeds $2,000 and the vehicle is driveable, you have 24 hours to file a report at your local police station. Failure to do so could result in a fine.
Depending on the details of your car insurance, you will have a certain time period to report a car accident to your insurer. Generally you have 30 days. Check with your advisor for clarification.
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Does An Alberta Accident Report Have An Impact On Your Insurance
Filing an accident report will not necessarily increase rates. Being at-fault for the accident is what impacts your rates.
Police reports do not determine liability. Police accident reports also do not impact your insurance companys assessment of the accident. Your insurer determines fault based on the information about the accident.
Can Another Person File A Police Report For You
If you are able to, we always recommend filing the police report yourself. That way, you know straight away that it has been filed and is on its way to being processed.
However, if you are unable to file the report yourself, then another passenger in your vehicle can do so instead. This would be acceptable if you were mentally or physically unable to do it on your own.
Another situation where someone else can file a police report for you is if you have a personal injury lawyer. Usually, the personal injury lawyer will take care of filing the police report on your behalf.
One thing we advise is to never assume that your insurance company will file the report for you. Nor should you assume that they will follow up the report with law enforcement. You are responsible for meeting your filing obligations.
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What About Accident Alerts
Due to severe weather in Colorado, sometimes an accident alert will be issued for a certain area.
During this time, police must still be called after an accident, but will not come to the scene unless certain requirements are met.
In general, police will only come to a crash during an accident alert if:
- Someone is seriously or fatally injured,
- Alcohol or drug use is involved,
- Vehicles are disabled and need to be moved,
- There is a hit-and-run, and
- Public property is damaged.
Regardless, you should always contact the police after a crash.
A Colorado police collision report can help your lawsuit, but it is important that you do not say anything that can be used against you later.
Have Questions About Reporting An Accident To The Police Ask A Lawyer
Even a minor traffic collision can turn into an insurance nightmare. Perhaps the other party changed their story after the accident or their insurance company is disputing the claims. Contact an experienced car accident attorney near you to have someone on your side to ensure that your rights are protected throughout the settlement process.
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Get The Compensation You Deserve For Your Injuries
Theres so much to do after a car accident, from getting your car fixed to dealing with auto insurance investigations to worrying about lost wages, and all at a time when you may be healing from personal injuries and are facing long-term pain. Thats why it makes sense to contact an experienced personal injury lawyer.
The attorneys at McIntyre Law have worked extensively on car wrecks, motorcycle accidents, and even collisions involving tractor-trailers. We know what youre going through, and we can help. McIntyre will work tirelessly to get you the financial security youll need to move forward with your life.
If youve suffered an injury and think you need a personal injury lawyer, call us today. Our attorneys want to hear your story.
Filing A Police Report After An Accident
If there are any injuries and the police don’t respond to the accident, file your own police report as soon as possible. It is not unusual for the at-fault party to accept responsibility right after the accident, only to change their story later.
This list of additional measures will help if you file a police report:
In busy metropolitan areas, such as Los Angeles, the police may not take a car accident report unless there are injuries. If this happens, try filing an accident report with the DMV to have your statement and evidence recorded as soon after the accident as possible.